Founded 1998
Licensed provider specialising in
fintech licensing and compliance
A MiCA licence from the Czech National Bank lets your company provide crypto-asset services across the EU/EEA.The old Czech trade licence for virtual-asset services no longer exists: crypto businesses now need full MiCA authorisation.
Overview
The Czech National Bank (CNB) authorises crypto-asset service providers under the EU MiCA Regulation (EU) 2023/1114 and the Czech Act No. 31/2025 Coll. on the Digitalisation of the Financial Market. The trade licence for virtual-asset services has been abolished and the Czech transitional period ended on 1 July 2026, so crypto-asset services now require a MiCA authorisation.
A Czech authorisation covers your crypto-asset services across the EU/EEA by notification
The Czech National Bank is the competent authority for MiCA and supervises licensed CASPs
Czech law keeps client crypto-assets out of a CASP’s insolvency estate
The licence is held by a Czech company, which we can set up for you as part of the project
Own funds can be paid in any currency and must be in place when you file the application
Plan from about 6 months, longer if the file needs supplementing
The Czech National Bank has said it looks for a real business with a transparent ownership structure and financing, run from the Czech Republic, and that applications built on virtual addresses or aimed mainly at other markets fall short. We prepare the application, set up the Czech company, its governance and AML framework, and file it with the CNB. Licence, company and compliance come from one team.
Coverage
Czech applicants are often former trade-licence providers or groups building a Central European base. What you offer clients fixes your MiCA class, and with it the own funds to show on the filing day.
You need: to continue after the Czech trade licence for virtual-asset services was abolished and the transition closed.
The Czech Republic gives you: a CNB authorisation scoped to what you really do today, so the capital and controls fit the business.
You need: to advise clients on crypto-assets or route and execute their orders, without safekeeping.
The Czech Republic gives you: the lowest MiCA class, with €50,000 in own funds, valid for clients in every EU/EEA state.
You need: to convert crypto into koruna, euro or other crypto-assets and look after clients’ holdings.
The Czech Republic gives you: the middle MiCA class, with €125,000 in own funds and client holdings ring-fenced by Czech law.
You need: to run a venue that brings together the buy and sell interests of many users.
The Czech Republic gives you: the top MiCA class, with €150,000 in own funds and the controls a supervised venue requires.
The Czech National Bank wants the own funds in place on the day you file, not only at licensing. The MiCA class minimums apply, or a quarter of the past year’s fixed overheads if larger; capital, insurance or both can cover them.
The Czech Republic adds strong client-asset protection to MiCA, with a central bank that checks for a real business. For a crypto firm with genuine operations in Central Europe, that is a licence clients and partners can trust.
Client crypto-assets and money held by a Czech CASP stay outside its insolvency estate and are returned to clients.
The Czech National Bank authorises and supervises CASPs, alongside banks, investment firms and payment institutions.
Up to 25 working days for the completeness check and 40 for the decision, with a pause of up to 20 working days for questions.
The CNB forwards your passport notification to the host states within 10 working days; no special form is required.
Pricing
Pick the depth of support for a Czech licence. Gold tests the fit, Platinum takes the file to the Czech National Bank, and Custom also gives you the people and office behind it.
Gold
€15,000fixed fee, credited towards Platinum
A written view on whether the Czech Republic suits your plans: the class you need, the own funds to show on filing day and the substance the CNB will look for.
Platinum
From €80,000
The full Czech application on the EU templates: programme of operations, policies and evidence of own funds, filed with the Czech National Bank on your behalf.
Custom
From €150,000
Application plus a working company: managers and an AML contact person, office space in the Czech Republic, banking introductions and AML support once you are live.
* Indicative prices, excluding VAT and subject to final confirmation; the Platinum and Custom quote follows your class and the services in scope. Not included: own funds, registering the Czech company, translations and the CZK 20,000 administrative fee for the application.
Timeline
Allow at least 6 months, and more if the CNB asks for additions. The bank applies the MiCA terms, but it has said that supplementing a file can restart them, so a complete first filing saves the most time.
Company, people and capital first.
Decide the class, register the Czech company, appoint managers, pay in the own funds and draft the programme of operations and policies.
~2 to 4months
CNB: Own funds must be met and documented on the day you file, for example with a bank statement.
Ready before filing
The CNB checks these from day one.
Into the CNB data box.
The signed file goes to the CNB through its data box, the administrative fee is paid, and the completeness check begins.
~1 to 2months
MiCA terms: Up to 25 working days for the completeness check under MiCA.
Checked for completeness
Gaps here restart the clock.
The bank tests the business behind the file.
The CNB examines managers and owners, capital, internal control, AML and sanctions, IT security, safekeeping and whether the business truly runs from the Czech Republic.
~2 to 4months
In practice: Questions from the CNB pause the clock, and adding to the file can restart it.
Common follow-ups
Areas the CNB often asks about.
Live in the Czech Republic, then across the EU.
Begin operating and tell the CNB which other EU/EEA countries you will serve.
6+months total
Passporting note: The CNB forwards the notification within 10 working days; services can start by the 15th calendar day after notifying.
After the licence
Ongoing duties to the CNB.
* Our estimate including preparation. The legal terms run only from a complete application, and the CNB can restart them when the file is supplemented.
Process
Step 1
We confirm which MiCA services you provide, which class follows and what that means for capital.
Step 2
We set up the Czech s.r.o. or a.s., appoint managers and get the own funds into the account before filing.
Step 3
We compile the file on the EU templates, file it with the Czech National Bank and pay the CZK 20,000 fee.
Step 4
With the decision in hand we send your passport notifications and support AML and reporting duties.
Requirements
The CNB grants the licence to a real Czech business, not a postbox. It reviews the people in charge, where the capital comes from and how the company will operate day to day.
The CASP is a Czech company (usually an s.r.o. or a.s.) with its registered office in the Czech Republic, effective management in the EU and at least one director resident in the EU.
Built on the EU templates for CASP authorisation; the CNB has no separate forms. Expect to provide:
Proceedings at the CNB are in Czech; documents in other languages may need a certified translation.
Whichever is larger: the class minimum or a quarter of last year’s fixed overheads, held from the filing day:
CASPs are obliged persons under the Czech AML Act, with the Financial Analytical Office (FAU) as the financial intelligence unit.
FAQ
The Czech National Bank (CNB), the competent authority under Act No. 31/2025 Coll. on the Digitalisation of the Financial Market. It also supervises licensed CASPs.
No. The trade licence for virtual-asset services has been abolished, and the Czech transitional period for former providers ended on 1 July 2026. Crypto-asset services now need a MiCA authorisation.
A full application with us starts from €80,000 (Platinum), and a Gold readiness audit from €15,000. Not included: the CZK 20,000 administrative fee, your own funds (€50,000 to €150,000), the Czech company and translations. Contact us for a detailed estimate.
Plan from about 6 months including preparation, and longer if the file needs supplementing. Under MiCA the CNB has up to 25 working days to check completeness and 40 to decide; questions pause the clock, and the CNB has said adding to the file can restart it.
The MiCA minimum for your class: €50,000, €125,000 or €150,000, or a quarter of last year’s fixed overheads if larger. Unusually, the CNB wants them in place and evidenced when you file, for a new company with a bank statement; any currency is accepted.
Proceedings at the Czech National Bank are in Czech, and documents in another language may need a certified Czech translation unless the CNB waives it. We prepare the Czech versions with you.
MiCA requires effective management in the EU and at least one director resident in the EU. The CNB has also said it looks for a real business run from the Czech Republic, not a virtual address. We can set up the Czech company and source the people.
Czech law keeps client crypto-assets, the means of access to them and client money held by a CASP outside its insolvency estate; they are returned to clients. A CASP that provides custody must also have an auditor check its safeguards every year.
Banks, investment firms and other financial entities licensed by the CNB can notify it 40 working days before starting instead of applying for a CASP licence. An EMI may only offer custody and transfer services for the e-money tokens it issues itself.
Yes. Tell the CNB in which EU/EEA countries you plan to operate; no special form is required. It forwards your notification within 10 working days, and you may start there no later than the 15th calendar day after you notified.
A Czech CASP is an obliged person under the Czech AML Act. It must notify the Financial Analytical Office of its AML contact person, identify and verify clients, check sanctions, monitor transactions, report suspicious ones and apply the Travel Rule to crypto transfers.
Yes. The Czech CASP keeps the responsibility, and we can supply an outsourced MLRO or compliance officer, an AML team for onboarding checks, regulatory reporting support and DORA IT risk work. Browse all compliance services.
Contact
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